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Flood Insurance

Insure Your Home & Belongings

Did you know your standard homeowner's insurance policy most likely does not cover flooding?

Armor Insurance can help you find Flood Insurance through our strong relationships with highly-rated insurance companies, giving us an edge when it comes to finding flood insurance coverage protection at the right price.

Flood Insurance Coverage

Floods are one of the most common natural disasters. If it rains where you live, flooding can happen.

Working with Armor's experienced insurance agents and staff can help you feel confident that you have the right amounts and types of flood insurance coverage, in case of a flood.

Flood Insurance requirements can be confusing if you have never had flood insurance before. Armor can help you learn about your level of flood risk, and see if your community participates in the National Flood Insurance Program (NFIP).

Types of Flood Insurance Coverage

For Physical Loss Caused by Floods

Depending on types of coverage purchased, Flood insurance is designed to cover physical loss to a covered building and/or personal property caused directly by flooding.

  • Building - including foundation.
  • Electrical and plumbing
  • Heating & Cooling systems - such as water heater, furnace, and air conditioning units
  • Built-in appliances - including stoves, dishwashers and refrigerators
  • Permanently installed carpet, blinds, cabinets and wallboard
  • Personal belongings - such as clothing, furniture, non-permanent fixtures & appliances, electronic equipment

ACV vs. Replacement Cost

Contact Armor to learn the difference between Actual Cash Value and Replacement Cost coverage.

Flood Insurance Rates

What is your Flood Risk?

Do you know if your home is at low, moderate, or high risk of flooding? Nearly one third of all floods occur in low to moderate risk areas. Don't leave it to chance, contact Armor to find our if you are at risk for flooding, and learn about flood insurance. Armor can access competitive rates for Flood Insurance with top insurance companies.

Flood Insurance